Meet Manoj Tiwari, a senior working professional with a fair understanding of finance, but limited exposure to direct stock investing. Until recently, his comfort zone was mutual funds and a few blue-chip stocks.
That changed when a college reunion conversation sparked curiosity — and eventually, a complete shift in how Manoj Tiwari approached investing. Here’s his story of transformation through SIHO’s Investividhi system.
Q: What were your biggest challenges before joining SIHO?
Manoj Tiwari: Very honestly, I wasn’t into direct investing much. I was more into mutual funds and had a few long-held blue-chip stocks — the typical “safe” picks. What SIHO helped me do is explore quality companies outside the top 30 or 50 stocks. The research gave me the confidence to go beyond Sensex/Nifty-type companies and discover firms with multi-dimensional growth potential. That’s what brought my conviction back.
Q: What made you finally take action and join SIHO?
Manoj Tiwari: I actually met Nitin from SIHO at a college reunion. We got talking about his business and how he’d built this structured system. What struck me was how deeply researched and algorithm-driven his approach is — identifying companies likely to give strong multi-year returns.
But the real trust came from the fact that Nitin had personally used this system to achieve success. That gave me the confidence to start my journey with SIHO.
Q: What surprised you the most after joining?
Manoj Tiwari: The biggest surprise was the simplicity and consistency. You hardly get more than 1-2 stock recommendations per month, and each takes just 5–10 minutes to act on. I’ve been on the platform for about 3–4 months now and so far, every recommendation has delivered positive returns, despite the market staying mostly sideways. That really impressed me.
Q: Any standout features that really caught your attention?
Manoj Tiwari: Yes — the financial planning tool. I’ve seen many tools that just multiply your monthly expenses with inflation and give you a big retirement number. But SIHO’s platform goes beyond that. It asks for your real-life goals and then helps you calculate a much more realistic and customized financial roadmap. It’s a lot more relatable and grounded in actual life events. That stood out to me.
Q: How has your approach to investing changed with Investividhi?
Manoj Tiwari: The biggest change is time saved. Earlier, even if I wanted to invest directly, I had to research every company myself. Now, I trust SIHO’s research. I just go through the reports and recommendations, and that’s it. My direct investing has become stress-free and efficient.
Q: How much time do you now spend on your investments?
Manoj Tiwari: Honestly, barely 10 minutes a week. I log in, check if there’s a new recommendation—if there is, I invest. If not, I leave it. I don’t track my portfolio obsessively either. But even so, within just three months, my portfolio is already in the green. That says a lot about the quality of stock selection, especially since the broader market hasn’t moved much in that period.
Q: Would you recommend Investividhi to others?
Manoj Tiwari: Absolutely. It’s made my life easier. And this is coming from someone who considers himself fairly financially literate. For people who struggle with time, fear, or simply don’t know where to start, this platform simplifies everything.
People earn well but often don’t know how to plan or are too cautious to begin. SIHO bridges that gap. With structured research and goal-based planning, it makes investing feel doable and safe.
Closing Thoughts
Manoj’s story reflects a common sentiment among professionals—decent financial understanding but limited tools or confidence to go beyond the basics. With SIHO’s Investividhi, he found a way to explore new opportunities, save time, and invest smarter—even in a stagnant market.